Denver County Commercial Loan Programs

Multifamily / Mobile Home Parks

• Fixed Rates as low as 5.75%
• 3, 5, 7, 10 and 15 year fixed rate terms
• Portfolio & Agency Capital Sources

Other Income Properties

• 3, 5, 7, 10 and 15-year fixed rate terms
• Rates starting as low as 6.25%
• Step-Down Prepayment Available
• 30-year fully amortizing term available

Program Features

• Loan Amounts $500,000 to $10,000,000
• 30 year amortization schedules
• NO tax / insurance impounds available
• NO reserve requirements available
• MINIMAL third party report fees
• Interest Only available
• Non-recourse available in some markets

Some programs roll to adjustable rates at the end of the fixed rate term chosen by the borrower and continue for a FULL 30 YEAR TERM!

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Denver County Facts

• In Denver County light industry, tourism, mining, and agriculture are the principal economic activities of the region.
• Fueling Denver’s economy are financial institutions, federal and state governments, and the corporate headquarters of numerous companies.
• Denver County includes prairies to the east and the mountains and foothills to the west.
• The population of the metropolitan Denver area has increased steadily throughout the second half of the 20th century.
• By 1995 nearly one-half of Colorado’s population resided in the Denver metropolitan area.
• Steady growth and housing development are eliminating the farmlands that once covered much of the area of Denver County.
• Denver 's population began increasing in the 1990s after declining in the previous two decades.
• Denver County ’s population dropped from 492,365 in 1980 to 467,610 in 1990.
• In the 90's People, businesses, and jobs migrated to Denver's suburbs.
• Between 1950 and 1990 Aurora's population increased from 11,300 to 222,103.

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Loans are originated under the Financial Services Division of Emery Federal Credit Union. Your Loan Officer or Mortgage Consultant is your main contact regarding your loan transaction. Please contact them during your loan process. If you need further assistance, please contact our help desk at: 800-880-3020 or help@EmeryFed.com. We look forward to serving you.
Originally chartered in 1939 to serve Emery Industries, in 1984 Emery FCU expanded our field of membership to include other diverse groups. Today Emery FCU serves the employees (and their family members) of over one hundred sixty four (164) companies.
Emery FCU is a not-for-profit, member-owned financial institution. Unlike banks, thrifts, and finance companies who operate on a "for profit" basis, we return excess earnings back to our members in the form of lower loan interest rates, higher yield savings and investment accounts, and low or no fee convenience services in addition to the friendly, unmatched member service provided. As a not-for profit financial cooperative, you have the assurance of knowing that your money is safe and secure because it is Federally Insured, through the National Credit Union Administration (NCUA).
* APR based on $200,000 loan amount. APR will change depending on loan amount.    © Denver Mortgage Rates